I realize that purchasing or refinancing a home is one of the largest financial investments most people will make their entire life. Your questions about the right mortgage loan for you are important to me. My goal is to educate you and ensure you are given the opportunity to obtain the best possible mortgage for your unique and specific financial needs. Most consumers are "sold" a mortgage rather than receiving quality mortgage planning assistance or advice.

     I realize you have options when selecting your mortgage company and loan officer. Here are some of my credentials and the steps I have taken to qualify myself to earn your business and acquire the necessary knowledge and ability to provide you with the best mortgage plan. Could this resume of experience help you save money?

- I am the only Certified Mortgage Banker, Certified Mortgage Lender, and Accredited Mortgage Professional that has a Masters of Business Administration with an emphasis in Finance in the United States.

 - In 2008, 2009, and 2010 I was ranked 14th in the nation out of 285,000 loan officers in FHA/VA lending volume by Mortgage Originator Magazine and Scotsman Guide.

- 2009 recipient of the Prestigious Willis Bryant Award by the Mortgage Bankers Association as the top graduate in the nation of the School of Mortgage Banking.

 - I served as president of the Northern Chapter of the Utah Mortgage Lenders Association and on the State Board of Governors. This association works actively to protect consumers against predatory lending and fraud.

 - I have worked as an economic and industry advisor to the United States Senate and Fortune 500 companies.

- I am Direct Endorsed with in-house underwritting, meaning all mortgage approvals and fundings are done at my office, eliminating middle-man fees and providing confident answers on your mortgage approval.

 - I have been involved in writing several state and federal grants to assist home buyers and am recognized as the area expert in getting you additional funds to purchase a home.

- Academy Mortgage is the largest idependent mortgage bank in the State of Utah with a national presence and offers VA, FHA, Utah Housing, Conventional, Reverse Mortgage, and Rural Development financing.

     These are just a few of the credentials I have obtained in an effort to give you expert advice. In short, I offer more products, better rates and fees, and the best advice you can get in the industry. Please call me today to review your specific mortgage needs and receive a free, no-obligation mortgage quote.